{"product_id":"federally-regulated-insurers-in-canada-paperback","title":"Federally Regulated Insurers in Canada - Paperback","description":"\u003cp\u003eby \u003cb\u003eStéphane Fournier\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFederally Regulated Insurers in Canada\u003c\/em\u003e is a first of its kind textbook, deconstructing and explaining the regulation in Canada of federally regulated insurers and the complex challenges it poses. Such entities comprise the vast majority of insurers in Canada.\u003c\/p\u003e \u003cp\u003eGovernments regulate insurers, including their insurance products, given their very important roles and the position of power that insurers have vis-à-vis most consumers. As a result, this regulation focuses on two key objectives: protecting the financial rights and interests of insureds and, in the case of life insurance policies, beneficiaries; and contributing to public confidence in the insurance sector and the financial system as a whole. Furthermore, governments use the following two key means to pursue these objectives: prudential regulation, which incites insurers to prudently identify, control, and manage the various risks they face; and market conduct regulation, which, regarding insurance products, incites insurers to treat their customers fairly throughout the life cycle of these products.\u003c\/p\u003e \u003cp\u003e\u003cem\u003eFederally Regulated Insurers in Canada\u003c\/em\u003e initially explores the fundamentals necessary to examine these two types of regulation, including how they compare with insurance law. The textbook then examines the aims of, and rationale for, these two types of regulation. It also provides an in-depth view of two key regulators in the area, and explores how these regulators regulate and supervise insurers.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eStéphane J. Fournier is a professor of law at the University of Ottawa and has over twenty-five years of combined private practice and public service experience in the regulation of insurers and deposit-taking institutions.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 152\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 06, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":67541464154361,"sku":"9781049808529","price":102.6,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/2782\/3097\/files\/AThpRcKm049781049808529.webp?v=1793353863","url":"https:\/\/bookscloud.io\/products\/federally-regulated-insurers-in-canada-paperback","provider":"BooksCloud Book Dropshipping","version":"1.0","type":"link"}