{"product_id":"retirement-income-for-life-getting-more-without-saving-more-second-edition-paperback-1","title":"Retirement Income for Life: Getting More Without Saving More (Second Edition) - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eFrederick Vettese\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eCanada's #1 bestselling retirement income book is now completely revised and updated. Vettese will show you how to mitigate risk and secure your financial future in these unpredictable times.\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eAs COVID-19 rocks the economy in an unprecedented black swan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Originally published in 2018, the second edition of \u003ci\u003eRetirement Income for Life\u003c\/i\u003e, has been completely revised and updated, and now includes: \u003cbr\u003e \u003cul\u003e \u003cli\u003eNew chapters on early retirement, retiring single, what to do when one spouse dies young, and more.\u003c\/li\u003e \u003cli\u003eThree strategies for mitigating your personal financial risk in the current downturn in equities and other investment products.\u003c\/li\u003e \u003cli\u003eAdvice on how to plan for (and even benefit from) a possible bear market, resulting from COVID-19, which could create unprecedented equity buying opportunities.\u003c\/li\u003e \u003cli\u003eInformation on the impact of unbearably low interest rates on annuities and fixed income investments and what to do if you hold them.\u003c\/li\u003e \u003cli\u003eThe reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever.\u003c\/li\u003e \u003c\/ul\u003e \u003cbr\u003eAuthor Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices -- the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life -- has become an urgent matter that no one can afford to ignore.\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\"Fred Vettese is the king of can-do retirement planning. Practical, clear advice from someone who knows what you're up against and has the answers.\" -- Rob Carrick, \u003ci\u003eThe Globe and Mail\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"Planning for how best to draw down your nest egg -- the 'decumulation' phase -- is a part of retirement planning that often gets neglected. The second edition of Fred Vettese's book focuses on this topic and is an important addition to the retirement finance literature. I recommend taking a close look at what Fred has to say about what he terms financial 'enhancements, ' including: reducing investment fees, deferring government pensions, annuities, and reverse mortgages.\" \u003cb\u003e-- \u003c\/b\u003eDavid Aston, contributing columnist with the \u003ci\u003eToronto Star \u003c\/i\u003eand author of \u003ci\u003eThe Sleep-Easy Retirement Guide\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003eCanada's #1 bestselling retirement income book is now completely revised and updated. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices -- the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life -- has become an urgent matter that no one can afford to ignore. As COVID-19 rocks the economy in an unprecedented black\u003c\/p\u003e\u003cp\u003eswan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future.\u003c\/p\u003e\u003cp\u003e \u003ci\u003eRetirement Income for Life, Second Edition\u003c\/i\u003e includes: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eNew chapters on early retirement, retiring single, what to do when one spouse dies young, and more.\u003c\/li\u003e \u003cli\u003eIdeas for coping with black swan events, like the recent pandemic, that may affect your retirement income.\u003c\/li\u003e \u003cli\u003eThe reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever.\u003c\/li\u003e \u003c\/ul\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eFrederick Vettese\u003c\/b\u003e is the former Chief Actuary of Morneau Shepell (now TELUS Health). He has written hundreds of articles for \u003ci\u003eThe Globe and Mail\u003c\/i\u003e and the \u003ci\u003eNational Post\u003c\/i\u003e, plus four books on Canadian retirement issues. The third edition of \u003ci\u003eRetirement Income for Life\u003c\/i\u003e is targeted at savers who are retired or nearing retirement and want to turn their life savings into sustainable income. Frederick grew up in Toronto, where he continues to live with his wife, Michelle. He graduated from the University of Toronto with an Honours Bachelor of Science degree before studying to become an actuary.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 240\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.8 x 8.9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 20, 2020\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48428999508217,"sku":"9781770416024","price":26.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/2782\/3097\/files\/lPFmnDraoE9781770416024_aae50c13-9a39-4916-add1-9cee01aabbb1.webp?v=1779432794","url":"https:\/\/bookscloud.io\/products\/retirement-income-for-life-getting-more-without-saving-more-second-edition-paperback-1","provider":"BooksCloud Book Dropshipping","version":"1.0","type":"link"}